If your car breaks down or is seriously damaged in a wreck, then you might need to use a tow truck service to have it transported to your home or to a car repair shop. You could be wondering how you're going to pay for this, but there are actually a few different ways that you might be able to cover the cost of the tow. These are a few examples.
Through Your Roadside Assistance Plan
If you have a roadside assistance plan, then you will probably be glad that you have it if you find that you need to hire a towing company to pick up your vehicle. After all, typically, a roadside assistance plan will cover a certain number of vehicle tows per year. If you haven't used them up yet, then you might not have to pay anything out of pocket to have your vehicle towed, as long as your plan is up-to-date and as long as you hire a towing company that is included in your roadside assistance plan.
Through Your Car Insurance Company
Many car insurance companies allow you to add towing coverage to your policy. This typically doesn't cost much in addition to your regular premiums, and it will come in really handy if you need to have your car towed. Depending on your coverage, this might only be an option if you were involved in an accident. However, in some cases, tows for other reasons — such as if your vehicle has a mechanical issue — will also be covered.
With Help From Your Mechanic
In some cases, your mechanic will actually cover the cost of towing for you. If they have their own tow truck and are going to be doing the work on your car, for example, they might agree to pick up your vehicle and take it to their shop as a courtesy. This can save you money and can help you get started right away with getting your car up and running.
Out-of-Pocket
Of course, many car owners find that they aren't covered for towing by their insurance company, that they don't have a roadside assistance plan, and that their mechanic is not going to help them out. In this case, you will obviously need to cover the cost of towing yourself. Luckily, many towing companies don't charge a lot, especially if you aren't having your car towed very far. Plus, many will accept cash and credit or debit cards, so you should have options.
For more information on how to pay for towing services, contact a company near you.
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